84% of employees' medical claims come in under $5,000 — below where a high-deductible plan starts helping. AdvantEdge covers that gap for the people who work for you — and costs your company nothing.
A high-deductible plan starts helping around $5,000. But 84% of your employees' claims never get there — so they pay those bills themselves, and put off care to avoid them. It is also why 64% of employees decline the major medical plan even when it is offered: they are asked to fund a deductible they will never reach. AdvantEdge pays in exactly that range.
While AdvantEdge is not major medical, it helps cover claims not covered elsewhere for an affordable solution for employees.
Why offer AdvantEdge? Offering major medical isn’t the same as employees being covered. Many employees may still go without care they can use for different reasons. AdvantEdge is supplemental health and wellness plans designed for day-to-day healthcare needs.
Here is how AdvantEdge can help.
| First Day Hospital Confinement | $1,000 |
| Daily Hospital Confinement | $300 |
| First Day ICU Confinement | $1,000 |
| Emergency Room | $100–300 |
| Inpatient Surgery | $1,000 |
| Outpatient Surgery | $500 |
| Ambulance | $200–500 |
Benefit amounts from the AdvantEdge Plus Benefits-at-a-Glance. Paid as a set dollar amount per service — no deductible to meet first, no claim forms.
Six services, one subscription, for the employee and their household. 75% of medical costs come from largely preventable conditions — which is what these are for.
Unlimited virtual urgent & primary care
Your people stop losing half a day to a clinic waiting room.
Unlimited prescriptions · $0 on 130+ drugs
The prescription cost that drives skipped doses, largely removed.
Unlimited lab testing
Routine bloodwork without a referral or a deductible first.
Advocacy + hospital bill resolver
Someone fights the surprise bill, so HR does not have to.
Unlimited virtual visits + 6 in person
Mental health support that does not wait six weeks for an opening.
Never wait to get care for your pet
A benefit people actually mention to their colleagues.
All services available 24/7, with virtual access bringing care to the employee and their family through one secure portal.
No deductible games, no claim forms, no per-visit fees. Cancel any time by phone or email before your next billing date.
Coverage is effective the first of the month.
Free to the employer, with full functionality.
Affordable, accessible cover that works for any budget.
AI-guided enrollment, anytime — less time, fewer errors.
Fast setup, streamlined reconciliation, minimal admin.
They pay us per enrolled employee. You pay nothing.
Group or individual — we handle both.
SMB-specific tools beyond traditional benefits, integrated with your payroll.
Customised sales and marketing support, in house.
Co-branded marketing aimed at five real problems: security, retention, compliance, reporting and cost.
More savings for employers and employees, beyond benefits.
Enter your headcount. The comparison uses NROLLNOW's published per-employee costs and the share an employer typically contributes.
Per-employee costs and employer contributions are NROLLNOW's published figures. Final rates are confirmed by the issuing carrier and may vary by state and census.
There is no platform fee, no per-seat licence and no setup charge. We are paid a per-employee-per-month fee by the carriers, not by you.
Employees who enroll pay their own subscription; coverage is effective the first of the month.
One invoice instead of many — we collect, reconcile and disburse premiums across the carriers.
Thirty minutes, virtual. We walk your census, your current plan and what the gap is costing your people. No obligation, and nothing to pay.
Rather skip ahead? Go straight to the calendar →
